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Personal loan comparator

Select the type of personal loan you want *

Online personal loan comparison

Product Benefits Amount APR
  • No administration fees
  • Personalized support
  • Modular monthly payment
500 € - 50,000 € From 2.20% see the offer
  • No administration fees
  • Personalized support
  • Modular monthly payment
500 € - 50,000 € From 0.90% see the offer
  • No administration fees
  • Personalized support
  • Modular monthly payment
500 € - 50,000 € From 2.20% see the offer

Use a personal loan to finance your projects of all kinds, from the purchase of household consumables to travel plans. If all credit organizations offer their card a quick personal loan offer, find cheap credit through a prior credit comparison.

How to find the cheapest personal loan?

To make your plans a reality, you must take out a loan, but not at any price. You are looking for the most interesting offer, the one with the lowest rate on the market. But how do you find this nugget? Which organizations do you turn to for the cheapest credit? Here are some tips developed by the financial organizations of sandras-allerlei.com to find the cheapest and most attractive fast personal loan offer.

How to conduct your research to find "the" cheap credit?

The democratization of the internet has made life much easier. Today it is possible to carry out any type of transaction online. Banks are going paperless to get closer to consumers. However, the internet is also a jungle where everything is mixed up. In this stagnation, there is this offer which is akin to a real windfall. But finding her is a whole different story. So how do you do it?

  • Watch out for promotional offers: banks offer promotional offers at specific times of the year, Christmas, Easter, during the summer holidays. This is the perfect opportunity to take advantage of the most attractive rates. So be on the lookout to take out your personal loan at the best price.
  • Turn to subsidized loans: these are loans intended for specific project financing, purchase of hybrid or electric vehicles, home renovation, etc. These subsidized loans offer significantly lower rates than conventional loans.
  • Promote assigned loan formulas : these types of loans have a specific destination. The work loan is allocated to the renovation of the house, the auto loan to the acquisition of a car. The affected loan, thanks to this precise allocation, represents less risk, justifying lower rates than a personal loan without proof.

To compare the different offers that reach you, you need to check a few points including:

  • The APR or annual percentage rate, this rate includes both the base interest rate and the ancillary costs such as administrative costs. Only the APR can determine the overall and real cost of a loan.
  • The administration fees, constituting the price of the services. They are not mandatory but be careful, offers that offer loans without application fees may increase their interest rates.
  • The monthly payments, they depend on the characteristics of the loan, interest rate, duration of the credit. A longer term loan will involve lower monthly payments but a more expensive overall cost. Adjust your monthly payments according to your means and your actual repayment capacity.
  • The total cost of the loan is the total amount you have to repay in the end. It corresponds to the sum of the interest paid every month. It will therefore depend on the interest rate and the duration of the credit.
  • The price of borrower insurance. Credit insurance is optional in principle. However, banks often require borrower insurance to be purchased for any loan purchase. It is also useful for you and your loved ones. Borrower insurance takes over repayments in the event of a hard blow, disability, job loss, death. Its price must nevertheless be taken into account in the calculation of the real cost of credit.

Do not take the first credit offer you find. Take the time to compare with other offers. Thanks to sandras-allerlei.com, you will save time while saving your money.

A credit commits you, check your repayment capacity before committing.
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